Can You Use Your ITIN to Buy a Home?

Buying a home with your ITIN is possible. Here’s how to do it.

Looking to buy a home? Search all homes on the MLS

Looking to sell your home? Get a free home value report

What does it take for people to be able to use their Individual Taxpayer Identification Number to purchase a home? Judith Diaz joined us recently to explain.

First off, you will need two years of tax documents. You’ll also need established credit, as well as the ITIN we mentioned previously. You can do this through a secure card at certain banks.


This is another way tax-paying immigrants can buy a home.


Finally, you will need to have two consecutive years of employment history in the same field. This is very similar to requirements for those that aren’t using ITINs. However, this program allows people who are living illegally in the country and are paying their taxes to establish credit and buy a home here in the U.S.

If there is any additional information or help that you need to obtain a mortgage with your ITIN, feel free to reach out to Judith, at (763) 218-4426, or me, at (763) 307-2627, and we would be happy to help. We look forward to hearing from you soon.

Trackback from your site.

Leave a Reply